Search

found 101551 results

Images for 'the; more images...

Videos, UC QuakeStudies

A video of journalist Charlie Gates introducing the 2012 World Buskers Festival. Gates revisits the performance venues for the festival in the Christchurch central city to show how the city has changed since the 2010 and 2011 earthquakes.

Images, UC QuakeStudies

Damage to the Westende Jewellers building. The upper storey facade has collapsed, and rubble covers the road. The area has been cordoned off with road cones and police tape, and fire service personnel are inspecting the damage from the basket of a fire engine's ladder.

Images, UC QuakeStudies

A photograph of syringes being used to inject epoxy into the cracks of a concrete wall in the Diabetes Centre on Hagley Avenue. The epoxy was injected into the cracks caused by the 4 September 2010 earthquake to strengthen the concrete.

Images, UC QuakeStudies

Detail of the front entrance to the Croydon House B&B Hotel. The front door has been removed and left in front. On the door are spray paint markings left by USAR after the building was checked. Cordon tape restricting access to the buildings can be seen.

Images, UC QuakeStudies

Damage to the Westende Jewellers building. The upper storey facade has collapsed, and rubble covers the road. The area has been cordoned off with road cones and police tape, and fire service personnel are inspecting the damage from the basket of a fire engine's ladder.

Images, UC QuakeStudies

Reconstruction work on Terrace on the Park Apartments. Two of the building required urgent demolition, while the others in the complex are being cleared out for demolition. Some furniture from the apartments can been seen on the balcony, whereas in other apartments, deconstructed furnishings can be seen.

Images, UC QuakeStudies

A photograph of syringes being used to inject epoxy into the cracks of a concrete wall in the Diabetes Centre on Hagley Avenue. The epoxy was injected into the cracks caused by the 4 September 2010 earthquake to strengthen the concrete.

Audio, Radio New Zealand

Stonemason Mark Whyte puts sculpting commissions aside in order to respond to the Christchurch earthquakes and save classic street facades from the 1870s. Across the Red Zone and 3 generations of the Aires family- Bob, Rob and Suzie are at work on the Heritage Hotel which were the old government buildings.

Research papers, University of Canterbury Library

In September 2010 and February 2011, the Canterbury region experienced devastating earthquakes with an estimated economic cost of over NZ$40 billion (Parker and Steenkamp, 2012; Timar et al., 2014; Potter et al., 2015). The insurance market played an important role in rebuilding the Canterbury region after the earthquakes. Homeowners, insurance and reinsurance markets and New Zealand government agencies faced a difficult task to manage the rebuild process. From an empirical and theoretic research viewpoint, the Christchurch disaster calls for an assessment of how the insurance market deals with such disasters in the future. Previous studies have investigated market responses to losses in global catastrophes by focusing on the insurance supply-side. This study investigates both demand-side and supply-side insurance market responses to the Christchurch earthquakes. Despite the fact that New Zealand is prone to seismic activities, there are scant previous studies in the area of earthquake insurance. This study does offer a unique opportunity to examine and document the New Zealand insurance market response to catastrophe risk, providing results critical for understanding market responses after major loss events in general. A review of previous studies shows higher premiums suppress demand, but how higher premiums and a higher probability of risk affect demand is still largely unknown. According to previous studies, the supply of disaster coverage is curtailed unless the market is subsidised, however, there is still unsettled discussion on why demand decreases with time from the previous disaster even when the supply of coverage is subsidised by the government. Natural disaster risks pose a set of challenges for insurance market players because of substantial ambiguity associated with the probability of such events occurring and high spatial correlation of catastrophe losses. Private insurance market inefficiencies due to high premiums and spatially concentrated risks calls for government intervention in the provision of natural disaster insurance to avert situations of noninsurance and underinsurance. Political economy considerations make it more likely for government support to be called for if many people are uninsured than if few people are uninsured. However, emergency assistance for property owners after catastrophe events can encourage most property owners to not buy insurance against natural disaster and develop adverse selection behaviour, generating larger future risks for homeowners and governments. On the demand-side, this study has developed an intertemporal model to examine how demand for insurance changes post-catastrophe, and how to model it theoretically. In this intertemporal model, insurance can be sought in two sequential periods of time, and at the second period, it is known whether or not a loss event happened in period one. The results show that period one demand for insurance increases relative to the standard single period model when the second period is taken into consideration, period two insurance demand is higher post-loss, higher than both the period one demand and the period two demand without a period one loss. To investigate policyholders experience from the demand-side perspective, a total of 1600 survey questionnaires were administered, and responses from 254 participants received representing a 16 percent response rate. Survey data was gathered from four institutions in Canterbury and is probably not representative of the entire population. The results of the survey show that the change from full replacement value policy to nominated replacement value policy is a key determinant of the direction of change in the level of insurance coverage after the earthquakes. The earthquakes also highlighted the plight of those who were underinsured, prompting policyholders to update their insurance coverage to reflect the estimated cost of re-building their property. The survey has added further evidence to the existing literature, such as those who have had a recent experience with disaster loss report increased risk perception if a similar event happens in future with females reporting a higher risk perception than males. Of the demographic variables, only gender has a relationship with changes in household cover. On the supply-side, this study has built a risk-based pricing model suitable to generate a competitive premium rate for natural disaster insurance cover. Using illustrative data from the Christchurch Red-zone suburbs, the model generates competitive premium rates for catastrophe risk. When the proposed model incorporates the new RMS high-definition New Zealand Earthquake Model, for example, insurers can find the model useful to identify losses at a granular level so as to calculate the competitive premium. This study observes that the key to the success of the New Zealand dual insurance system despite the high prevalence of catastrophe losses are; firstly the EQC’s flat-rate pricing structure keeps private insurance premiums affordable and very high nationwide homeowner take-up rates of natural disaster insurance. Secondly, private insurers and the EQC have an elaborate reinsurance arrangement in place. By efficiently transferring risk to the reinsurer, the cost of writing primary insurance is considerably reduced ultimately expanding primary insurance capacity and supply of insurance coverage.

Images, Alexander Turnbull Library

Text above reads 'Central Christchurch business owners protest' and the words 'Cordon Blur' (wordplay on famous cookery schools 'Cordon Bleu' and 'blur' as in 'unclear'). The cartoon shows a striped barrier bearing the words 'KEEP OUT' that is being torn to pieces. A second version continues the text to read 'Central Christchurch business owners protest as future directions unclear'. Context - Protests from angry Christchurch business owners locked out of the damaged CBD have intensified today, with police physically intervening when several protesters went inside the cordon. They are worried about the state of their businesses inside the red zone, and say they have not been allowed in to collect critical records and basic tools so they can carry on working outside the cordon. (NZ Herald 21 March 2011) Quantity: 2 digital cartoon(s).

Images, Alexander Turnbull Library

The cartoon shows a caricature of Prince William accompanied by the words 'Good Wills'. A second version has the words 'GOOD WILLiam' and the third has the words 'Good Will'. Context - Prince William visited New Zealand, and Christchurch in particular, after the earthquakes of 4 September 2010 and 22 February 2011 in Christchurch. Quantity: 3 digital cartoon(s).

Images, Alexander Turnbull Library

Text reads 'New fault lines?' and the cartoon depicts a Star of David as cracks in the ground. A second version has the text 'Aftershocks' and the cartoon depicts a shaky Star of David and big movements on a seismograph. The third version depicts the same image as the first but has the text 'SISpicious cracks'. Context: The Southland Times reported on 20th July that an Israeli national killed in the February Christchurch Earthquake was a Mossad spy. PM John Key has confirmed that an investigation into the four Israelis involved was carried out by police and the SIS but he said no evidence was found of a link between the group and Israeli intelligence. It would seem that the group were backpackers, not Mossad agents. Three versions of this cartoon are available Quantity: 3 digital cartoon(s).

Images, Alexander Turnbull Library

Cartoons about political and social issues in New Zealand and overseas. The cartoon has the words 'Tsunami Warning cancelled' in the centre. Above are the words 'The end is nigh... insurance running out! No more cover!' Below the word 'cancelled' are the words 'We have reinsurance!' Context - Civil Defence has cancelled a tsunami warning after a 7.8 magnitude earthquake struck off the Kermadec Islands this morning (7 July 2011) The tsunami image is used to illustrate the problems that could arise from lack of insurance in Christchurch. When their policies run out on 30 June Earthquake-hit Christchurch and Waimakariri councils are in danger of having no property insurance because as the CEO of Civic Assurance, which insures most councils, says, 'the company cannot buy reinsurance'. There was also a potential problem for home-owners when AMI Insurance, the largest insurer of homes in Christchurch, was threatening insolvency. However, AMI has announced that it has re-insurance cover for earthquakes and other natural disasters from tomorrow (1 July 2011) for the next year. The Government feared AMI Insurance's directors would wind up the company affecting a huge section of New Zealand's insurance market and derail the reconstruction of Christchurch, official documents confirm. AMI said it had doubled its cover for the year to June 2012 after three large quakes in the year to June 2011. (Stuff 30 June 2011) Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

Cartoon drawn in the style of a pen and ink drawing of the broken Christchurch Cathedral. One version has 'RIP' printed above the non-existant spire and the second has 'RIP' and the words 'Rest in Pieces'. A decision has been made to demolish the cathedral which was severely damaged by the earthquakes of 2010 and 2011. Two versions of this cartoon are available Title from file name Quantity: 2 digital cartoon(s).

Images, Alexander Turnbull Library

Text reads 'What??... Is it another quake?.. No, it's just Gerry Brownlee rushing the CERA bill through'. The cartoon shows the huge back of Minister for Christchurch Recovery Gerry Brownlee moving energetically and forcefully to get the CERA bill past its third reading. Context - The bill establishes the Canterbury Earthquake Recovery Authority (Cera) and empowers it to lead reconstruction efforts in Christchurch. It gives Cera specific powers to get information from any source, to requisition and build on land and to carry out demolitions. It can also take over local authorities if they are not working effectively on recovery work. Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

Text reads 'The earth moved...... and so did the government's infrastructure spending estimate'. Centre cartoon is the text '$17 billion' set against the backdrop of a seismic graph. Context - Auckland and Christchurch have been given top priority in the Government's latest national infrastructure plan, with more than seven billion dollars of its $17 billion budget going to the two cities. NZ Council for Infrastructure chief executive Stephen Selwood says hes not surprised at the large amount of funding going to Auckland and Christchurch, saying its clear the Christchurch rebuild will require a major commitment and Aucklands continued growth also requires significant funding. (Source: www.3news.co.nz, 5 July 2011) Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

The cartoon shows Christchurch obscured by ash. Text reads 'Christchurch recovery package' and below are the words 'Cash cloud'. Context - Beginning on the 6th of June the Puyehue-Cordon Caulle volcano has been erupting for more than a week. Drifting ash clouds have been interupting flights. On Thursday 23 June Prime Minister John Key, Canterbury Earthquake Recovery Minister Gerry Brownlee and representatives from engineering consultants Tonkin & Taylor announced the first part of the Government's long-awaited land report that revealed the fate of up to 5000 quake-damaged homes. These homes were in the 'red zone'. But 10,500 owners in the orange zone were left in limbo, with their properties requiring further assessment. One of the options presented to residents in the red zone, ideal for people with replacement policies, was the government bought your land, and you dealt directly with your insurers about your house. However they got a shock when insurers told them they won't replace their homes, they'll only repair them, even though they're earmarked for certain demolition. Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

The title is 'Gerry BrownLie?' and the cartoon shows the Minister for Earthquake recovery, Gerry Brownlee, saying 'It was NOT a lie. It was a false promise'. Context: Earthquake Minister Gerry Brownlee has apologised for falsely promising red zone homeowners they would be paid out for improvements to their house. Brownlee promised in June that, in some cases, home improvements like new kitchens would be included in the government settlement offer for red zone houses. But the offer is only valid if the improvement has added to the footprint of the house. (Press - 4 September 2011) Alternate version of DCDL-0018758 Quantity: 1 digital cartoon(s).

Images, Alexander Turnbull Library

Text at top left reads 'Earthquake... aftershock... or "new event"... one thing remains constant...' Below is a snail with 'EQC payments' printed on its shell. Context - This is a reference to the problems that Christchurch people are having in getting payments from the EQC (Earthquake Commission) Disgruntled tradespeople who are owed hundreds of thousands of dollars by EQC are considering legal action. Remaining unpaid can mean that companies may have to consider laying people off. The Amalgamated Workers Union says delays in EQC payments for housing repair work in quake-hit Christchurch are building to a crisis point. Two versions of this cartoon are available Quantity: 2 digital cartoon(s).